Natasha Khingelova's Blog

Posted on 12/09/2020
Collage Tips & Tricks Using Things You Have Around the House
Image by Ivan Ilijas from Pixabay Collage is a fun art project for all ages. You don't have to be a skilled artist to create something beautiful. And best of all, you have everything you need around the house in junk drawers and photo boxes. You can use just about anything for collage. Try these collage tips and...
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Posted on 12/02/2020
How Do I Know If I'm Eligible for a USDA Loan?
Image by Free-Photos from Pixabay If you're looking for loans with excellent interest rates, you may have heard the term USDA bandied about. This special type of loan is attractive on paper, but the reality is a little more complicated than what meets the eye. Learn more about what a USDA loan is meant to do, how to...
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Posted on 11/25/2020
Are Your Green Home Improvements Welcomed in Your Neighborhood ?
Photo by Maria Godfrida via Pixabay For a homeowner who wants to make green improvements and renovations to their personal property, the Conditions, Covenants & Restrictions, or CC&Rs, of the local homeowner association can pose problems that cost time, money and freedom of choice. This is especially true for homeowners who wish to make structural or aesthetic changes...
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Posted on 11/18/2020
Why Debt to Income Ratios Matter
Image by Mimzy from Pixabay As you start your journey to home ownership, one of the terms you may hear from your mortgage lender is debt to income ratio. Many people have never heard this term before, but it is an important aspect of obtaining a mortgage. Your mortgage lender wants to make sure you are not going...
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